Entries from 2018-08-15 to 1 day

Credit card account closed and can't open it back up?

Credit card account closed and can't open it back up? I signed up for this credit card during my freshmen year in college. At the time I didn't know too much about credit. Basically, I made some unwise choices which ended with my account b…

How do you get a credit card when you have no credit?

How do you get a credit card when you have no credit? I have been denied several times and the people from the credit card companies keep telling me that I dont have any credit, and for me to try othe companies. I just need to pay for my d…

How to improve my credit?

How to improve my credit? My lease is up on my apartment and i want to buy a home in about 5 months. My credit score is currently 680 and im trying to improve it. I currently have about 3,000 in credit card debt and most all of my cards ar…

How can young people get credit?

How can young people get credit? Im almost 20 and about to move out of my parents house into an apartment with my best friend. I was hoping we could get the apartment without our parents help but we have no credit, so we have to co-sign. B…

Does anyone know if credit repair works?

Does anyone know if credit repair works? BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QUESTIONS: Will my car insurance go down? I've wrecked about 2 cars. and my insurance got high I woul…

Does anyone know if credit repair works?

Does anyone know if credit repair works? I ruined my credit years ago when I was in college and now I need it to get some credit cards. I am still driving my junk mobile that I had during college because I don't get approved for auto loans…

Are there any free websites to get your credit score?

Are there any free websites to get your credit score? I just went to annualcreditreport.com and checked each bureau. My husband does not have ANY bad marks on his reports. We're still wanting to know his credit score though. Are there any …

If my husband owes $12,000+ in debt how do I begin to fix this?

If my husband owes $12,000+ in debt how do I begin to fix this? My husband owes 12k in credit cards and a repo. I didn't know this beforehand and I would like to buy a house at some point without the jacked up interest rate. I have gotten …

Where do i go to get my free credit report?

Where do i go to get my free credit report? i heard that i am entitled to one free credit report once a year and i would like to get mine BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QUES…

Can having a loan out on a truck improve my credit?

Can having a loan out on a truck improve my credit? I recently got a truck and needed my fiance to co sign with me....after paying my loan off each month will my credit go up? I am young with no credit as of now. BEST ANSWER: Try this site…

Is there a website where I can view my credit score and report without having to sign up for monthly payments.?

Is there a website where I can view my credit score and report without having to sign up for monthly payments.? Can I just make a one time payment to view my credit score? BEST ANSWER: Try this site where you can find the best solutions fo…

Why is my credit score different from a report I bought vs. the banks?

Why is my credit score different from a report I bought vs. the banks? Trying to refinance a mortgage. Wasn't sure about our credit score so I went to the only reputable site, that FTC.org government site which then lead me to this other s…

How do you get your FICO for free?

How do you get your FICO for free? Is there an easy/cheap/free way to get your FICO/credit score for free? BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QUESTIONS: Is insurerance cheaper i…

How can I get a 7 year old credit card debt off my credit report?

How can I get a 7 year old credit card debt off my credit report? I have not made a payment in 7 years and from what I understand the debt should be removed from your report, but who removes it? BEST ANSWER: Try this site where you can fin…

How do i pull my credit report?

How do i pull my credit report? I need to check on my student loan that has gone into collections!! BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QUESTIONS: Auto insurance : which company …

I don't have any credit history so how do I get a credit report for an employment opportunity?

I don't have any credit history so how do I get a credit report for an employment opportunity? I need a credit report for the police department I applied for but the only problem is I have never had any kind of bills that establish credit.…

WHATS THE BEST CREDIT CARD FOR FIRST TIMERS?

WHATS THE BEST CREDIT CARD FOR FIRST TIMERS? Im looking to get a credit card for the first time to get my credit in oder any suggestions where to go or who to chose? I would prefer something with low interest rates and a company who's inte…

Whats the Fastest Way To Build Credit?

Whats the Fastest Way To Build Credit? I attended school graduated currently making payments on my loan...which is indeed building my credit but the most shocking thing happen...I was denied a credit card why? They said not enough credit r…

I need to know where I can go to cash my income tax refund?

I need to know where I can go to cash my income tax refund? My refund is round 9000. I need to know who will cash it, because I do not have a bank account. BEST ANSWER: Try this site where you can find the best solutions for you:your-finan…

Can you open a checking account with bad credit?

Can you open a checking account with bad credit? No previous outstanding checks not paid. Just credit cards never paid, BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QUESTIONS: Rent a car …

Cheap way of checking credit?

Cheap way of checking credit? My wallet was stolen the other day along with my driver's license and my credit cards, other IDs, etc. Although my social security card wasn't in there, I decided to put a fraud alert on myself in case this th…

How can i get a copy of my credit report for free?

How can i get a copy of my credit report for free? BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QUESTIONS: How do you find an insurance quote for a car you may get? I am looking to trade …

Can I qualify for a VA loan with bad credit?

Can I qualify for a VA loan with bad credit? My husband had to stop working to attend an inpatient treatment facility which resulted in us falling behind on payments. We also had to move from our 2- level apartment to a one level house. Ap…

I think my Credit has been stolen, What do I do?

I think my Credit has been stolen, What do I do? Well I just turned 19, I decided I would apply for a credit card. I got denied and they said something about a lien. So ive tried pulling up my credit through the free annual report thing. I…

How do you build credit?

How do you build credit? I dont have any so everytime i apply for a credit card im denied, so who/what will give me a chance to build some? BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QU…

What is a good credit card to apply for if you have no credit and need to build it?

What is a good credit card to apply for if you have no credit and need to build it? I need a basic card nothing fancy. it must have low monthly or yearly cost and low fees. I heard getting a gas card like to shell was a good idea. I need a…

Raising bad credit scores?

Raising bad credit scores? My husband has REALLY bad credit (in the 400's) I don't think I even HAVE credit. How can we raise it fast AND over time? BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us R…

Credit score dissapeared?

Credit score dissapeared? My fiance is trying to buy a house. When he went and applied for a loan in July 2010 he had a credit score of 758. Since he hasn't used any credit since he paid of his car loan in May 2010, his credit score disapp…

Can i pay of my credit card before i get the statement?

Can i pay of my credit card before i get the statement? i got my first credit card, a secured one from my bank to start building my credit. i got my first statement n i twas around 70$ so i made a payment online tahts scheduled to come thr…

How to fix you credit without paying for credit repair?

How to fix you credit without paying for credit repair? BEST ANSWER: Try this site where you can find the best solutions for you:your-finance.us RELATED QUESTIONS: Auto insurance claim? My car came out of the autobody shop this week and I …